How does Ruwell help me manage my personal finances?
Ruwell brings all your accounts together in one place, separates the money that's already committed from what's genuinely free, and shows you which payments are due before your next income. Instead of a list of what you spent last month, you see what you can count on today and what's ahead.
What is really available money, and how is it different from my balance?
Your balance is what's in your account right now. What's really available is what's left after subtracting the money that's already spoken for: installments, bills, subscriptions and due dates that haven't been charged yet. It's almost always considerably less than the balance, and it's the number worth deciding with.
Do I have to log my expenses by hand?
No. You connect your accounts once and transactions come in on their own. Ruwell sorts and categorises them; you only step in if something was filed wrong.
Which banks and wallets does it work with?
Ruwell connects to banks, cards and digital wallets across the region to pull transactions in automatically. If your bank isn't integrated yet, you can add the account manually and Ruwell still works out what's really available.
Is my data safe with Ruwell?
Yes. Your data is handled very securely, and that’s a priority for us. Your information is only used to show you your finances; it isn’t sold or shared with third parties.
Does it work if I handle more than one currency?
Yes. Ruwell works with more than 150 currencies. If you earn in one, save in another and spend in a third, it converts and adds them up to show you a single number.
Which countries is it available in?
Ruwell is built for Latin America, where buying in installments, having variable income and juggling more than one currency is the norm rather than the exception.
Is Ruwell free?
Yes. There's a free plan with everything you need to see what's really available and what's coming. Ruwell Pro, built for people who work for themselves, adds features to keep the project's finances separate from personal ones.
Is it useful if I don't have a fixed salary?
That's one of the cases it was designed for. Piggy understands project-based, seasonal or variable income, and works out what's coming based on when the money actually arrives, not on a theoretical first of the month.
What exactly does Piggy do?
Piggy is Ruwell's AI assistant. It reads your transactions, recognises patterns, tells you what's coming and answers questions about your money in plain language. It doesn't decide for you and it doesn't judge: it lays out the options so you can decide with information.